Great and healthy lifestyle to start your day

May 7, 2012 By Leave a Comment

 

Nowadays many people that work in KL most of them are very busy with the work. Trap in the traffic jam almost every day in the morning and evening. No matter how busy your life with your work, your beloved family members and your best friends, you also need to have a healthy lifestyle and healthy body. It is really easy to earn money that you need to spend and almost all of us know that almost everything money can buy. The only one thing that money can’t buy is your health. There is one most important thing that you need to know and understand is no matter how busy you are, you need to have to exercise at least once a day and you only need to spend about 15 to 30 minutes a day.

Today most of us are busy with the job that we need to complete, scratching head to think how to earn more money and what we need to buy. Nevertheless, I think most of us will forget to exercise. I know maybe some of us need to wake up in the early morning to avoid the traffic jam, but we may need to plan our time just 15 minutes for us to exercise. By walking around, jogging or sit up also consider as an exercise. If you really lazy to go out from your house to do exercise maybe you can do sit up at home, walk around your garden in your house, or you may do it in your living room.

If you are too busy to do it on week day, you may choose to do it during weekend or after you come back from work. During week end, you may play badminton with your friends and family, or jogging with your partner in the morning. Remember by doing exercise not only you can have a healthy body but it is good for your heart as well.  With a healthy lifestyle this is not only help you to have more energy and concentration during working time but also you able to maintain a great immune system in your body. I think most of us that will yawn once a while in the office or during meeting if we always sleep late in the night and wake up early in the morning. This actually not only affect your performance but also your image in front of your colleagues.

What we really need to do is, exercise, exercise and exercise.  I think and believe if you able spend 15 to 30 minutes from your time, you not only have a healthy heart and body, you will have great energy to spend for a whole day. I know that today we need to be competitive only can earn more money, but you have to know that your heart and a healthy body are priceless.

 

Picture courtesy of: healthyandlifestyles

Share if you like our post

  • Facebook
  • Twitter
  • Delicious
  • Digg
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
Filed Under: AUTHORS, FEATURED, HEALTHY LIVING Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , ,

Impact of IT to Companies in Malaysia

April 20, 2012 By Leave a Comment

IT or known as Information Technology is a useful tools for students, working adults or anyone that know how to use it. In fact IT does help most of the organizations especially the companies that require IT as one of the platform to manage the information and to expand its business. Today most of the companies will acquire the IT and the related system in order to ensure that the business process is manageable. Besides that, the purpose of the IT is not only to manage the information of the company, but also to helps the management to make decision. This is why most of the companies purchased the decision support system and smart analysis tools such as Executive dashboard system for the KPIs purpose.

In fact most of the companies in Malaysia especially the companies with the MSC status are already adapted with the latest technologies and system in order to manage the companies information, business processes, management decision making and the KPI (key performance indicator) and other purposes. With the help of IT to the companies in Malaysia, these companies are able to compete in the market and surprisingly some of the gigantic companies in Malaysia such as Giant are able to compete with other foreign companies such as Carrefour and Tesco.

Today there are a lot of management system such as HRMS (human resource management system), WMS (warehouse management system), ERP (enterprise resource planning), accounting system such as UBS and MYOB and other useful systems that available for the companies to purchase it. In order for the companies to adapt with the latest technologies in IT and computer science, most of the companies will train their staff and send them for training. Today there is few software or systems that are very popular. This is includes the SAP, Axapta, ASP.net, VB.net, C# and others systems or programming language that required by most of the companies.

With today technologies and useful tools, any one of the company that want to acquire it is not a difficult task. But to keep up to date and to upgrade the current system in the company is really a difficult task. That’s why most of the company will hardly upgrade their system as it requires a long period for the management and the staffs to get used with the new system. Besides that, not every company is affordable to purchase more high technology system due to the expensive price. Nevertheless, there are some companies need to stay with the same system for more than 10 years and above. This is the worst scenario that can be happen.

Therefore, before any one of the company want to acquire or to buy any system to implement into the current process they need to understand and find out what is the best system and suitable for the company. Although IT does really helps a lot to improve the business but it doesn’t mean it can be use for the long run especially what we can see from the companies in Malaysia. Today in Malaysia most of the companies will use the SAP, Axapta, or even Exceed to manage the resources of the company. From here what we really able to see that is the IT really brings a big impact to the companies in Malaysia.  Without the IT, the companies in Malaysia are likely hard to compete in the market and to expand the business internationally.

 

 

Share if you like our post

  • Facebook
  • Twitter
  • Delicious
  • Digg
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
Filed Under: AUTHORS, FEATURED Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , ,

Select the right Investment

March 13, 2012 By 2 Comments

 

Unit trust, share, bond, gold and silver considered as investments. Some investors will purchase share and some will purchase unit trust. For gold and silver not much people will invest at this moment as the price is considered high. Believe it or not, not all the investors are risk taker.  A risk taker defines as the people who invest on a high risk investment where to aim for a high return of investment (ROI).

FD or known as fixed deposit is another type of investment where every bank will offer a minimum interest.  The fixed deposit considered safe to invest as it is protected by the PIDM (Perbadanan Insurans Deposit Malaysia). Most of the non-risk taker will deposit their money in the bank to earn the interest. Today most of the bankers will offer a better interest in order to attract more customers.

One of the biggest reason why the investors still invest on share even it is high risk is because the share offer a high return of investment from what they have invested. A simple theory of investment is high risk high return and low risk low return. Sometime no one realize that the high risk investment may lead to a high loss as well.

Well, as a smart investor it is advisable to do a research first before starting an investment.  The following are the guidelines for main references.

1: Choose the right investment.

It is very important to do a research first on the investment that you want to invest. It is not advisable to follow other people of what they have invested. Different people have different point of view. As smart investor you need to know what are the best investment for you and suitable to invest. You need to know your financial condition before you invest.

2: Are you a risk taker.

You need to ask yourself are you a risk taker or not. If you able to loss the money that you have invested, then you are risk taker. If you are not a risk taker then you need to consider choosing the lower risk investment.

3: Select the appropriate agent.

Agent is the person who helps you to do investment. Most of the agents will advice you how to invest and which type of investment that you can invest. List down all the questions that you want to ask .If you have any inquiry it is important for you to ask the agent. Remember never shy to ask. It is very important to know either that the agent know what your needs is.  Lastly find out who is the best or reliable agent with good reputation as well from the investors that you know. Sometime they know better than you.

Today there are various types of investments that we can invest. Like unit trust, if you don’t have enough cash to purchase it then you can consider to use your account 1 of your EPF (Employee Provident Fund) to make the purchase.  The total amount that can be use to buy the unit trust is 20% of the balance after deducted by the minimum saving based on your age. To start an investment is easy but to choose the proper investment really need some time and have to put effort on it to ensure that you are selecting the right investment.

 

Image courtesy of: emergenews.com

Share if you like our post

  • Facebook
  • Twitter
  • Delicious
  • Digg
  • StumbleUpon
  • Add to favorites
  • Email
  • RSS
Filed Under: AUTHORS Tagged With: , , , , , , , , , , , , , , , ,